Affordability Is Starting To Improve
Posted: December 12, 2025 by Coldwell Banker
Holidays Are no Holiday In Real Estate
The latest national housing forecast released last week by Realtor.com brings some encouraging news for buyers. Key market trends are shifting in ways that can help improve affordability, increase options, and create a smoother path to homeownership. Here are the four numbers you need to know:
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(Projected Average for 2026)
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Rates are expected to ease next year, offering a little more breathing room for monthly payments and helping buyers regain some purchasing power. Even a small shift down can make a meaningful difference in your budget.
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Home prices are forecast to rise at a slower pace. This is a much gentler increase compared to recent years and helps keep affordability more manageable as rates stabilize.
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Existing-Home Sales: +1.7%
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(4.13 Million Transactions)
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More buyers are expected to re-enter the market as conditions improve. This increase signals growing confidence and a healthier, more balanced housing environment.
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More homes for sale means more choice and less competition. Inventory growth has been a missing piece for years, and this shift gives buyers a better chance of finding the right fit without the bidding pressure.
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• Improving affordability
• More homes to choose from
• Less competition than previous years
• A more balanced and predictable market
These trends create a window of opportunity for buyers who want to plan ahead, compare options, and explore the market with more confidence.
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If you’re thinking about making a move in the coming months, let’s talk about your goals and build a plan that fits the shifting market. I’m here to help you navigate what’s ahead.
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See the full 2026 Housing Forecast to discover the key trends shaping the 2026 market.
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Our Premier Service Companies
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Source: LVR Multiple Listing Service. ©2024 Coldwell Banker Premier Realty. All rights reserved. Coldwell Banker Premier Realty upholds the principles of the Fair Housing Act and the Equal Opportunity Act. If your home is listed with another REALTOR®, please disregard. It is not our intention to solicit the offerings of other brokers.
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